Home Base West Michigan  ·  Built for Those Who Serve

You spent years serving others.
Let’s find where you’ll come home to.

100% financing. No PMI. A loan built for your career — and an agent who actually understands it.

MD · DO · DDS · DMD · Residents & Fellows Firefighters · Police · Paramedics · EMTs Grand Rapids · Corewell · Metro Health
100% Financing available No down payment required
$0 Private mortgage insurance Even with 0% down
✓ Student debt friendly Underwritten for your situation
Who this is for

Built for medical professionals
and community heroes

The Supreme Lending Doctor Loan Program has specific eligibility requirements. Here’s who qualifies:

Physician (MD, DO)Including residents & fellows
Dentist (DDS, DMD)General & specialty dentistry
VeterinarianDVM designation
First RespondersFire · Police · EMT · Paramedic
The process

How it works

We’ve removed the friction. Here’s the path from first call to keys in hand.

1
Grab the free guideText WHITECOAT to 616-229-5082 and receive the West Michigan Home Buying Guide for Medical Professionals instantly — built specifically for your financial situation.
2
20-minute consultation with SamNo pressure, no pitch. We talk through your timeline, budget, and goals. You leave knowing exactly what’s possible and what comes next.
3
Warm handoff to Mike at Supreme LendingWe connect you with Mike DeKuiper — a loan officer who specializes in physician and professional loans. He handles financing while we handle the search.
4
Find your home — on your scheduleWe work around your shifts, call schedules, and rotations. Evening showings, virtual walkthroughs, quick turnarounds. This process bends to your life.
5
Close and settle inFrom contract to close, our TC Erica keeps everything on track so you can focus on your patients. Welcome home — and welcome to the Avila family.
Where to live

Neighborhoods near your hospital

Grand Rapids has strong options in every direction. Here’s a quick guide by commute to Corewell Health and Metro Health.

East Grand Rapids ~10 min to Corewell Top-rated schools, walkable, family-friendly. Classic neighborhood feel with strong appreciation history.
Midtown / Heritage Hill ~5 min to both hospitals Historic character, close to downtown. Popular with residents and young professionals.
Wyoming / Kentwood ~8 min to Metro Health Affordable entry price points. Great value for residents watching their monthly budget.
Grandville / Jenison ~15 min to both Suburban comfort, strong schools, more space for the dollar. Excellent for families.
Sam Avila REALTOR
Sam Avila REALTOR® · Associate Broker
Your agent

25+ years in finance.
Now working for you.

Before real estate, I spent over two decades in mortgage lending. I understand the numbers behind a transaction — DTI ratios, underwriting guidelines, student loan treatment — at a level most agents don’t.

I built this program because I kept seeing doctors get rushed through a process that deserved more care. You’ve earned the right to make this decision confidently. My job is to make sure you do.

Faith-driven, community-first, bilingual in English and Spanish. Here to serve West Michigan — and you.

200+Transactions closed
25+Years in finance
9Years as a REALTOR®

Get the free West Michigan Guide
for Medical Professionals

Everything you need to know about buying a home in Grand Rapids — the loan, the neighborhoods, the timeline, the mistakes to avoid.

How the physician loan actually works Student loans & your mortgage explained Neighborhoods near Corewell & Metro Health Timeline from Match Day to keys
Schedule your free consultation →
Text to receive instantly WHITECOAT → 616-229-5082
From the blog

Resources for medical professionals

Physician Loans
Doctor loan What no one tells you about buying a home during residency 5 min read →
Student Debt
Financing Does your student loan debt actually stop you from buying a home? 4 min read →
Grand Rapids
Neighborhoods Best neighborhoods for new residents near Corewell & Metro Health 6 min read →
Lending partner

Mike DeKuiper — Loan Officer, Supreme Lending

Mike specializes in physician and professional loan programs and is based right here in Grandville, MI. When you’re ready to explore financing, we make the warm introduction so you’re never figuring it out alone.

NMLS #2122451 · Grandville, MI · 505-444-3003 · Mike.DeKuiper@SupremeLending.com

© 2025 Avila Home Group  ·  Sam Avila, REALTOR®  ·  Associate Broker  ·  City2Shore Gateway Group
sam@avilahomegroup.com  ·  616-229-5082  ·  avilahomegroup.com

Supreme Lending — Everett Financial, Inc. dba Supreme Lending NMLS ID #2129. Equal Housing Opportunity Lender.
Doctor Loan Program ineligible in AZ, CA, FL, NV, NY, ME, AK, HI. Exclusions apply. Not a commitment to lend.

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